Polygon Becomes the Fundamental Rail of Finance Cryptocurrency began with the narrative of replacing traditional finance, but a significant gap in absolute capital remains. According to DeFiLlama, crypto DeFi TVL stands at approximately $120 billion, while traditional financial assets managed by global asset managers stand at approximately $139 trillion, a gap of approximately 1,000 times. Ultimately, rather than competing for liquidity within crypto, connecting capital accumulated in traditional finance on-chain is a fundamental way to grow the entire market. Polygon chose a clear strategy at this point: the "Open Money Stack." The Open Money Stack is an integrated financial infrastructure stack. Rather than focusing on expanding TVL or short-term liquidity inflows, it focuses on building the fundamental financial infrastructure (rails) that enable existing financial systems to operate on-chain. In other words, it aims to be a chain not just for crypto, but for finance itself. Polygon's vision is already being actively implemented. Through the acquisition of Coinme, the company secured an official remittance license in the US, and is collaborating with global financial companies like Stripe, Revolut, and Mastercard to bring real-world payment and settlement flows on-chain. Polygon envisions not simply a Web3 platform, but a foundational rail for the natural flow of finance. 👉Read "Polygon, Becoming the Foundational Rail of Finance" on Zangle.
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