X Money is about to open to all public users, finally completing Elon Musk's 26-year-long financial vision. In 1999, Musk founded http:/X.com, one of the first purely online banking platforms, aiming to allow users to send and receive funds digitally without physical branches. This concept was too ahead of its time on the eve of the millennium; the market was not yet ready to accept financial services without physical branches. http:/X.com later merged with Confinity, evolving into @PayPal. Musk was ousted from management, and the domain name http:/X.com was subsequently shelved. In 2017, Musk bought back http:/X.com from PayPal for a symbolic price, stating at the time only that the domain name "has huge future potential," without revealing specific plans. In retrospect, this move paved the way for today's success seven years ago. After acquiring Twitter in 2022, Musk quickly renamed it X, announcing his intention to create a "one-stop shop." Now, X Money has entered beta testing, signifying his direct integration of payment functionality into this social platform with hundreds of millions of users, reigniting the ambition unfulfilled in 1999. This is not just about adding a new feature; it's about redefining how people interact with money: social interaction, payments, and financial services all within a single interface, without needing to switch apps or change scenarios. With X Money officially launched, it will become the Western world's closest product to WeChat Pay, and this time Musk possesses a mature social graph and irreplaceable cultural influence. 26 years later, the same person, the same domain name, the same vision—will the outcome be different this time?