In 2024, Bitcoin breaks through $100,000, Ethereum ETF is approved, and DeFi total locked value exceeds $200 billion. The market looks very optimistic, but many retail investors are still "cut like leeks", with data showing at least 57% of traders have annual returns below 20%, and 80% leave the market with significant losses within two years. The crypto market is not short of "overnight riches" legends, but for ordinary retail investors, capturing the trend and surviving is the key, avoiding major losses.
A heartbreaking data point reminds us:
- Losing 10% requires a 11% rise to break even;
- Losing 20% requires a 25% rise to break even;
- Losing 50% requires a 100% rise to break even;
- Losing 90% requires a 900% rise to break even;
- Losing 99% means the game is directly over.
This means protecting principal is more important than chasing huge profits. In 2025, Layer 2, AI+blockchain and other tracks will bring new opportunities, but how to stay stable at the peak? This article provides a practical guide for ordinary retail investors from three dimensions: market trends, retail strategies, and risk management (especially focusing on "avoiding major losses").
[The rest of the translation follows the same professional and accurate approach, maintaining the original structure and meaning while translating into clear, fluent English.]
