5 月 20 日，据 BitcoinMagazine 披露，美国德克萨斯州的比特币储备法案今天将在众议院进行二读。
BlockBeats 注：若二读通过，之后的流程为：三读表决（众议院最终通过）→送交参议院（三读流程重复）→若两院版本不一致，将调解修订→最终送州长签署生效。

<div><p>5 月 20 日，据 BitcoinMagazine 披露，美国德克萨斯州的比特币储备法案今天将在众议院进行二读。</p><p>BlockBeats 注：若二读通过，之后的流程为：三读表决（众议院最终通过）→送交参议院（三读流程重复）→若两院版本不一致，将调解修订→最终送州长签署生效。</p></div>

德州比特币储备法案今日将在众议院进行二读

On May 20, according to BitcoinMagazine, the Bitcoin reserve bill in Texas, United States, will undergo its second reading in the House of Representatives today.

<BlockBeats Note>: If the second reading passes, the subsequent process will be: third reading vote (final passage in the House of Representatives) → sent to the Senate (third reading process repeated) → if the versions from both houses differ, it will be reconciled and revised → finally sent to the governor for signature and enactment.

<div><p>On May 20, according to Bitcoin Magazine, the Bitcoin reserve bill in Texas, United undergo its second reading in the House of Representatives today.</p><p>BlockBeats Note: If the second reading passes, the subsequent process will third will be vote ((final House passage) → sent to the Senate (three reading process repeated) → if the versions from both houses are inconsistent, it will be reconciled and revised → finally sent to the governor for signature and enactment.</p></div>

Texas Bitcoin Reserve Act to receive second reading in the House today

Today we saw gold, silver, and palladium all hit new highs! Since the correction at the end of October, gold has been trading above the 25-35 day moving average; silver is rising along the four-hour moving average; and palladium is rising along the three-day moving average.
Synchronization: This "synchronized new highs" usually signifies the start of a major trend. Gold provides "stability," silver provides "elasticity," while the addition of palladium indicates a dual surge in industrial and investment demand.
In this clear upward trend, trading volume has not weakened significantly and no bearish structure has emerged. Don't try to short the short at the top; otherwise, you'll end up with...

Market Analysis | Gold, Silver, and Palladium Hit New Highs! How High Can They Go!?

Original text from Prince
Compiled by Odaily Odaily Golem (@web 3_golem)
The failure of fixed-rate lending in the crypto space is not simply because DeFi users reject it. Another reason for its failure is that DeFi protocols designed their credit products using money market assumptions and then deployed them into a liquidity-driven ecosystem; the mismatch between user assumptions and actual capital behavior keeps fixed-rate lending a niche market.
Fixed-rate products are unpopular in the crypto space. Currently, almost all mainstream lending...

Why do DeFi users reject fixed interest rates?

Currently, looking at the daily chart of US stocks, two key signals are needed for confirmation that the market is turning bearish:

- Break below key support: The three major indices must break below the red line.

- Structural reversal: Lower Highs and Lower Lows must appear in the trend.

Currently, the overall trend is still upward, but since no higher highs have been reached, it has essentially been in a consolidation phase since October 30th.

According to Market Pulse data, the index is currently at 50...