etherfi just launched the best crypto card that exists earn 3-5% cash back on everything (!!) receive rewards instantly on-chain..... takes 5 minutes to sign up do it today 📲 http:/ether.fi/refer/kook

interesting does it recquire KYC ??

to use the card yes you need to kyc, then you can get the physical or add virtual to apple pay or google pay you can use everything else on etherfi without kyc but to me the card is the big benefit, i have been using it for all spending irl for a lil bit now instant cash back

i might actually take a look at it like there is an instant convert from crypto to fiat when paying that's it ?

you can put assets in your vault, i just put in usdc but you can put in eth and other assets if you want you have the option to spend against the vault assets (so it gives you a loan and you pay the loan back later, you are spending without selling your crypto); i think the borrow rate is 4%, it does it in real time when you spend i personally just put usdc in the vault and keep it in direct spend mode, so i'm spending the usdc in real time and getting 4% back on avg i also deposited in some of their liquid vaults cause they have good apy but that's separate from the card so tldr for the card i just put usdc in the vault and the card spends that