Dominating retail payroll, bill pay, and mortgages are really the last three vestiges keeping individuals hooked on the bank-centric finance system.
I think it’s a few years before a stablecoin-powered app can get to the UXP of banks for the above, but once they do…oh boy.

the end game for nearly all crypto apps is to be the one stop shop for all financial services and to compete with century old incumbents like jpm.
and the prize is about $1t

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The market is gradually shifting from a defensive selling-driven model to a phase of selectively increasing risk exposure and rebuilding participation.

At a crossroads between bull and bear markets, could Bitcoin potentially hit $100,000 at the start of the new year?

Top markets on Myriad this week include predictions on a new Bitcoin all-time high, Ethereum’s next move, and whether Zcash will bounce back.

Myriad Moves: Traders Bet on Zcash Rebound, But Aren't Buying Another Bitcoin All-Time High

Written by: TechFlow, TechFlow
In Shandong, there's a rule at banquets: when fish is served, its head must face the host.
Whoever is facing whom is the main character and has to drink first. It's not explicitly written down, but everyone in Shandong knows it. No one teaches you; you just learn it on your own.
Recently, someone drew a picture called "Shandong Studies in the Crypto". A group of people are sitting around a table eating fish. He Yi is sitting in the main seat, with KOLs, crypto investors, and editors on both sides.
Caption: On Binance, which He Yi should the fish head face?
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On January 1st, He Yi posted a New Year's tweet. It featured a white horse and a walk along the beach, captioned with four words:
I stepped...