Buidlpad要推8%的固定收益，BNB Chain要推自己的稳定币 $U ，估计也是要大力补贴。下面还有 Paypal USD、Ripple USD的稳定补贴兜底（能维持5%左右）。
比上个熊市好过多了，上次深熊，链上利率只有2%-3%，如果不是 DAI 后来搞了RWA能提供国债收益，链上就真的一片荒芜了。

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Buildlpad is pushing for an 8% fixed yield, and BNB Chain is launching its own stablecoin $U, both likely involving substantial subsidies. Furthermore, there are stable subsidies from PayPal USD and Ripple USD to provide a safety net (maintaining around 5%).

This is much better than the last bear market. During the last deep bear market, on-chain interest rates were only 2%-3%. If DAI hadn't later implemented RWA to provide government bond yields, the on-chain market would have been truly barren.

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