That's very well said. Although I'm not an institution, I always follow these principles when making purchases: 1. Never go all in. Even if I think the price is already very low, I will not buy all of my positions at once. I will only buy more as the price goes lower, and I will always keep enough funds to buy the dips. 2. I record losses after each purchase, which is the same philosophy I use for investing (not buying cryptocurrencies). Every penny I spend is initially recorded as a loss, meaning I treat every expenditure as a loss. This also makes me more cautious in managing my positions. 3. I only hold assets that I understand. I am quite cautious about buying things and will not easily touch sectors that I do not understand. I only buy cryptocurrencies that I can understand. This is a logic that I can convince myself of. 4. Keep survival funds and investment funds separate. Survival funds must be kept in a separate account and never misappropriated. Only by ensuring your survival can you have more opportunities. 5. Never buy because others are making money, never buy because of FOMO. You can chase the high and add to your position, but you must never open a position because of the influence of others.