In short, @sparkdotfi told a story about a DeFi commercial bank (implementing monetary policy and allocating liquidity), working in tandem with its parent company @SkyEcosystem, a central bank (regulating interest rates and issuing currency), to create a powerful growth strategy. In terms of ecosystem niche, Spark is Aave's most direct competitor. Spark's advantage lies in its ability to borrow at the benchmark interest rate set by Sky, resulting in lower funding costs. Morpho or Maple are not Spark's competitors, but rather pools that handle Spark's SLL funding. Messari also discussed Spark's risk control logic, which I recommend those with savings deposits to review. It mainly involves controlling the types of collateral, multi-oracle collaboration, and institutional-grade custody. As for Spark's growth, I've already mentioned it before, so I won't repeat it here.