TOKENOMICS DIGITAL TECH CORPORATION (hereinafter referred to as "TDTC"), a leading global blockchain and AI infrastructure investment operator, officially announced in Singapore today that it has signed a strategic cooperation Memorandum of Understanding (MOU) with HODLife Insurance Company Ltd (hereinafter referred to as "HODLife"), an innovative life insurance company regulated by the Bermuda Monetary Authority (BMA), to carry out comprehensive cooperation.
Article author and source: TDTC
[ Singapore, February 6, 2026 ] -- TOKENOMICS DIGITAL TECH CORPORATION (“TDTC”) , a leading global blockchain and AI infrastructure investment operator, today announced in Singapore that it has formally signed a strategic cooperation Memorandum of Understanding (MOU) with HODLife Insurance Company Ltd (“HODLife”) , an innovative life insurance company regulated by the Bermuda Monetary Authority (BMA) , to launch a comprehensive collaboration.
According to the Memorandum of Understanding (MOU) signed by both parties, this collaboration will usher in a new financial paradigm for the digital asset industry: directly transforming large-scale Bitcoin production capacity into the underlying reserve assets of regulated insurance products. Both parties will break down industry barriers, aiming to jointly build a counter-cyclical, highly efficient closed-loop digital asset ecosystem through deep integration of capital and business, creating a "computationally supported" wealth management solution for the next generation of high-net-worth individuals (Next-Gen HNWI).
Seizing the strategic high ground in the era of "great wealth transfer"
The world is on the eve of the largest intergenerational wealth transfer in history – an estimated $ 84 trillion in wealth will shift from baby boomers to younger generations who are more inclined to invest in digital assets by 2045. Meanwhile, the global high-net-worth international life insurance market is growing strongly, with new premiums projected to exceed £67 billion by 2030 .
However, the market has long lacked the infrastructure to simultaneously address the pain points of "compliant inheritance of digital assets" and "lack of endogenous returns." The collaboration between TDTC and HODLife aims to fill this significant market gap.
"Computing power is reserves": Redefining the logic of the balance sheet
TDTC will invest in HODLife as a strategic investor, leveraging its leading AI-driven global computing power operation and energy and digital asset management capabilities to build an industry-leading energy-computing power-crypto asset conversion solution for HODLife; this means that insurance capital will be directly linked to the physical generation of crypto assets and transformed into digital native assets.
HODLife will be responsible for the architectural design and compliance encapsulation of innovative insurance products, and will collaborate with TDTC to develop various cryptocurrency-native life insurance products (such as hashrate-linked annuities). The goal is to allow customers to directly share in the growth dividends of the underlying Bitcoin network while enjoying compliant tax planning, asset segregation, and keyless inheritance.
By constructing a mutually supportive cycle of "computing power production" and "insurance float," the two parties have created a native yield engine independent of the traditional credit market, setting new security and return standards for digital wealth management.
Message from management:
Mr. Davie Guo, CEO of TDTC, said: “In the digital economy era, computing power is not only a technical indicator, but also a core financial asset. This strategic cooperation with HODLife will transform TDTC’s energy advantages into the underlying credit of financial products. It is a key milestone in TDTC’s transformation into a ‘digital asset infrastructure operator’. TDTC and HODLife are laying the most solid digital foundation for the trillion-dollar wealth transfer wave.”
HODLife CEO Eugene Mak : “Faced with the projected increase of over $100 billion in High Net Worth life insurance premiums between 2025 and 2030, traditional asset allocation methods are showing signs of fatigue. HODLife is embracing industry transformation and plans to introduce industry leader TDTC as a strategic partner. This collaboration gives HODLife a rare ‘native income engine’ in the industry. This vertical integration of ‘insurance + cryptocurrency full-chain’ aims to enable us to provide clients with robust wealth transfer solutions that can weather bull and bear market cycles, leading the insurance industry into a new era of digital asset value transfer.”
Important Note: This press release is for informational purposes only and does not constitute an offer, invitation, or recommendation to purchase any insurance products, securities, or investments. The Memorandum of Understanding (“MOU”) is not legally binding. The MOU or anticipated arrangements described herein are subject to regulatory approval and further to the signing of a legally binding document.
