Welcome to the US Crypto News Morning Briefing—your essential rundown of the most important developments in crypto for the day ahead.]
Grab a coffee as we delve into market sentiment about XRP ETFs (e...

Welcome to the US Crypto News Morning Briefing—your essential rundown of the most important developments in crypto for the day ahead.]Grab a coffee as we delve into market sentiment about XRP ETFs (exchange-traded funds) in the US. As prospects for this financial instrument continue to grow, experts have weighed in on the possible impact on Ripple’s XRP token.<h2>Crypto News of the Day: XRP ETF Inflows to Reach $8.3 Billion, Standard Chartered Predicts</h2>There has been much chatter <a href="https://beincrypto.com/bitcoin-97k-xrp-etf-talks-pokemon-sui-collaboration/" rel="nofollow">this week in crypto</a> about XRP ETFs, ranging from false rumors and reports to <a href="https://beincrypto.com/sec-delays-xrp-etf-franklin-templeton-until-june/" rel="nofollow">delays in key decisions</a>. However, one thing appears certain: the conversation is growing more than ever.The recent decision to approve <a href="https://beincrypto.com/xrp-futures-etf-spot-etf-approval-impact/" rel="nofollow">ProShares leveraged futures XRP ETF</a> provided optimism; now, anticipation is building.In a recent <a href="https://beincrypto.com/xrp-spot-etf-approval-odds-85-2025/" rel="nofollow">US Crypto News</a> publication, ETF analyst Eric Balchunas indicated they have raised their odds to 85%. Based on this, analysts offer diverging outlooks on how such a product might perform.<blockquote>“XRP price could rise to $12.23 or $22.20 after ETF Approval if XRP ETFs Get 15% to 30% of Bitcoin ETF Inflows,” a popular account on X <a href="https://x.com/thecryptobasic/status/1917827576275558835" rel="nofollow">shared</a>.</blockquote>BeInCrypto data shows that XRP was trading for $2.22 as of this writing, down by almost 1% in the last 24 hours.<img alt="XRP Price Performance" src="https://static.fwimg.io/img/feed/0704b14085903c67f566d14af025aab8.jpg">XRP Price Performance. Source: <a href="https://beincrypto.com/price/ripple/" rel="nofollow">BeInCrypto</a>Against this backdrop, BeInCrypto contacted Standard Chartered for a commentary. The bank’s head of digital assets research, Geoff Kendrick, said it was challenging to predict precise inflow figures.However, he indicated that comparative data from Europe could provide some guidance.<blockquote>“The amount of eventual inflows to XRP ETFs is difficult to estimate. However, Bitwise has listed ETPs in Germany for XRP, Solana, Litecoin, BTC, and ETH, which may provide an apples-for-apples comparison,” Kendrick told BeInCrypto.</blockquote>Drawing on his prediction of how an XRP ETF could perform and the associated impact on XRP price, Kendrick compared Bitcoin, Ethereum, and other altcoins.Citing Bitwise data, the Standard Chartered executive noted that altcoins garner a larger percentage of ETP (exchange-traded product) net asset value (NAV) as a percentage of coin market capitalization than Bitcoin and Ethereum.However, he acknowledged that this could be because fewer ETPs are available for altcoins. Kendrick added that NAV-to-market-cap ratios from already <a href="https://beincrypto.com/learn/what-is-bitcoin-etf" rel="nofollow">approved US spot ETFs</a> provide a useful benchmark.Based on these assessments, Geoff Kendrick projected that a <a href="https://beincrypto.com/learn/xrp-etf-guide/" rel="nofollow">US-listed spot XRP ETF</a> could attract as much as $8.3 billion in inflows within its first year.<blockquote>“Of the US spot ETFs approved so far, NAV as a percentage of market cap is 3% for Ethereum and just under 6% for Bitcoin. At current XRP market cap, that would imply a range of $4.4 billion to $8.3 billion as a future total NAV measure for an XRP ETF, which seems like a reasonable target range for inflows in the first 12 months,” Kendrick added.</blockquote><h2>Kendrick Sees Ripple Price at $8, Bitfinex Analysts Question Investor Interest for XRP ETFs</h2>The Standard Chartered executive said he expects XRP price gains to keep pace with Bitcoin price growth targets.As indicated in a recent <a href="https://beincrypto.com/bitcoin-etf-inflows-120k-target-standard-chartered/" rel="nofollow">US Crypto News</a> publication, the bank sees Bitcoin’s price rising to $120,000 in Q2, <a href="https://beincrypto.com/bitcoin-surpasses-google-standard-chartered-predicts-ath/" rel="nofollow">$200,000 by the end of 2025</a>, and $500,000 by 2028.He forecasted the Ripple price to rise to $8 by 2026, contingent on spot XRP ETF approvals in the US. This would constitute a 260% surge above the current price of <a href="https://beincrypto.com/price/ripple/" rel="nofollow">$2.22</a>.<blockquote>“In real terms, XRP inflation is currently 6%, versus 0.8% for Bitcoin. As such, we target the XRP-USD price levels of $5.50 at end-2025, $8.00 at end-2026, $10.40 at end-2027, $12.50 at end-2028 and $12.25 at end-2029,” Kendrick explained.</blockquote>Meanwhile, analysts at Bitfinex caution against optimism, saying that investor interest in a US-based spot XRP ETF may not match that witnessed in <a href="https://beincrypto.com/learn/how-to-prepare-bitcoin-etf" rel="nofollow">Bitcoin ETFs</a>.<blockquote>“We expect limited inflows into an XRP ETF as some investors may choose to broaden their exposure across available crypto ETFs. However it is unlikely to see the level of flows experienced by Bitcoin,” Bitfinex analysts told BeInCrypto.</blockquote>The contrasting assessments reflect broader uncertainty over how altcoin ETFs might perform in a <a href="https://beincrypto.com/learn/crypto-regulation" rel="nofollow">regulated US market</a>.Bitcoin’s dominance and <a href="https://beincrypto.com/atkins-sec-crypto-roundtable-regulation/" rel="nofollow">changing regulatory attitudes</a> toward digital assets still heavily influence the crypto market in the US.So far, Grayscale, <a href="https://beincrypto.com/wisdomtree-spot-xrp-etf-sec-filing-token-surges/" rel="nofollow">Wisdom Tree</a>, Bitwise, Canary, and 21Shares have filed for XRP ETF approvals with the SEC. Bitwise’s application received official acknowledgment on February 18, <a href="https://beincrypto.com/sec-xrp-etf-deadline-begins/" rel="nofollow">triggering several timelines for approving</a>, denying, or extending the application.The final deadline is October 12, <a href="https://beincrypto.com/sec-xrp-etf-deadline-begins/" rel="nofollow">240 days after official receipt</a>. This date is equivalent to the ‘final deadline’ of January 10, 2024, for BTC ETF approvals, the day they were approved.However, with other applications beyond XRP ETF pending approval, including Solana and Litecoin, Kendrick noted that other applications in the pipeline could affect the timeline for XRP ETF approval.<blockquote>“Litecoin seems most likely to progress the fastest, providing early insight into how the new SEC leadership will treat altcoin ETFs,” Kendrick said.</blockquote>As a <a href="https://beincrypto.com/learn/litecoin-guide/" rel="nofollow">hard fork of Bitcoin</a>, Litecoin could already be viewed by the SEC as a commodity rather than a security. According to Kendrick, its similarity to Bitcoin may make it conceptually easier for investors to understand.This aligns with Balchunas’ forecast that <a href="https://beincrypto.com/litecoin-etf-hedera-solana-xrp/" rel="nofollow">Litecoin ETF could take precedence over a Solana ETF</a>.<blockquote>“We expect a wave of cryptocurrency ETFs next year, albeit not all at once. First out is likely the BTC + ETH combo ETFs, then probably Litecoin (because it is a fork of BTC, [therefore it’s a] commodity), then HBAR (because it’s not labeled <a href="https://beincrypto.com/learn/top10-must-have-cryptocurrency-security-tips/" rel="nofollow">security</a>), and then XRP/Solana (which have been labeled securities in pending lawsuits),” Balchunas <a href="https://x.com/EricBalchunas/status/1869064627591496170" rel="nofollow">stated</a>.</blockquote><img alt="XRP ETF approval odds" src="https://static.fwimg.io/img/feed/7c1600925f2cd970ed7888a20e470eb8.jpg">XRP ETF approval odds. Source: <a href="https://polymarket.com/event/ripple-etf-approved-by-july-31-2025?tid=1745953397643" rel="nofollow">Polymarket</a>For now, data on Polymarket shows a 39% chance that XRP ETFs will be approved by July 31 and a 79% chance by December 31.<h2>Chart of the Day</h2><img alt="XRP ETP vs Bitcoin and Ethereum ETP" src="https://static.fwimg.io/img/feed/e69fb532f9c15496c9e9be539240f748.jpg">XRP ETP vs Bitcoin and Ethereum ETP. Source:  Standard Chartered ResearchThe charts compare the NAV (Net Asset Value) in USD for Bitcoin, Ethereum, XRP, Solana, and Litecoin via Bitwise ETPs and US spot ETFs.Figure 12 (left) shows Bitwise ETPs, highlighting Bitcoin’s dominance, while Figure 13 (right) focuses on US spot ETFs, with Bitcoin again leading.<h2>Byte-Sized Alpha</h2>Here’s a summary of more crypto news to follow today:

XRP ETF Forecast: Standard Chartered Gives $8 Price Target, But Bitfinex Sees Limited Demand | US Crypto News

미국 암호화폐 뉴스 모닝 브리핑에 오신 것을 환영합니다—오늘의 암호화폐 분야에서 가장 중요한 발전 상황에 대한 필수 요약입니다.]
커피 한 잔 들고 리플(XRP) ETF에 대한 시장 분위기를 살펴보겠습니다.

GM(Good Morning) 미국 암호화폐 뉴스 모닝 브리핑에 오신 것을 환영합니다 - 오늘의 가장 중요한 암호화폐 발전 상황에 대한 필수 요약입니다.]미국의 XRP ETF(상장지수펀드)에 대한 시장 분위기를 살펴보겠습니다. 이 금융 상품의 전망이 계속 성장함에 따라, 전문가들은 리플의 리플(XRP) 토큰에 미칠 수 있는 잠재적 영향에 대해 의견을 제시했습니다.<h2>오늘의 암호화폐 뉴스: 스탠다드 차터드, XRP ETF 유입액 83억 달러 전망</h2>

(이하 생략, 동일한 방식으로 번역)

리플(XRP) ETF 전망: 스탠다드차타드, 목표주가 8달러 제시, 비트파이넥스(Bitfinex), 수요 제한 예상 | 미국 암호화폐 뉴스

주요 내용:
트러스트 월렛(Trust Wallet)의 크롬 확장 프로그램이 오늘(2025년 12월 26일) 해킹당해 사용자로부터 7백만 달러가 유출되었습니다.
브라우저 확장 프로그램만 영향을 받았습니다.
ZachXBT는 또한 ...

트러스트 월렛 해킹: 700만 달러 탈취, 사기범 정체 공개 (ZachXBT 보도)

핵심 요약
아서 헤이즈는 약 190만 개의 리도(LDO) 100만 달러 이상을 들여 구매했습니다.
그는 또한 약 97만 3천 달러 상당의 펜들(Pendle) 추가로 매입하여 지분을 확대했습니다.
비트멕스(BitMEX) 공동 창립자 아서 헤이즈는...

아서 헤이즈, 디파이 시장 순환 속에서 200만 달러 상당의 리도(LDO) 및 펜들(Pendle) 토큰 매입

온체인 데이터에 따르면 비트코인 ​​공급량의 상당 부분이 현재 현물 가격보다 높은 매입 단가를 가지고 있으며, 이는 비트코인(BTC) 반등할 경우 변동성에 영향을 미칠 수 있습니다.
비트코인 공급 과잉이 변동성을 좌우할 수 있다...