Episode 142 of the Public Key podcast is here! Fraud is the leading concern for many traditional and crypto companies…
The post Combating Fraud in Crypto in 2025: Podcast Ep. 142 appeared first on Cha...

Episode 142 of the Public Key podcast is here! Fraud is the leading concern for many traditional and crypto companies navigating the non-face to face onboarding process and today we bring back one of our most popular episodes, as we speak with Tommy Nicholas (CEO of Alloy), who has been helping companies combat fraud for over 8 years. We also stitch in some recent insights from Rich Scioli, Alloy’s General Manager of Global Fintech. Rich brings us up to speed on the latest in fraud prevention, crypto security, and gives us the real story behind the rise and fall of embedded finance. You can listen or subscribe now on <a href="https://open.spotify.com/show/4YNn2VOhtZplGT1azvvk13" rel="nofollow">Spotify</a>, <a href="https://podcasts.apple.com/us/podcast/public-key/id1616554447" rel="nofollow">Apple</a>, or <a href="https://music.amazon.com/podcasts/fbca9045-1f0a-4bdd-9a6b-6dcd15262d9d/public-key" rel="nofollow">Audible</a>. Keep reading for a full preview of episode 142.<h2>Public Key Episode 142: Your fraud model is broken and here is why</h2>When <a href="https://x.com/tommyrva?s=20" rel="nofollow">Tommy Nicholas</a> (CEO of <a href="https://www.alloy.com/" rel="nofollow">Alloy</a>) wrote a blog titled, Your Fraud Model Is Broken, you had to know he and <a href="https://twitter.com/IanAndrewsDC" rel="nofollow">Ian Andrews </a>(Host) were going to have a fun and insightful conversation. This episode was originally published on December 5, 2023, where Tommy discussed how early NFTs and Bitcoin transaction speeds got him interested in the space and years later his company Alloy is now servicing Fintechs, Crypto and TradFi companies managing their compliance, AML, credit, and fraud risk. He explains the broken fraud model and the need for a shift in approach to focus on the person rather than just the transaction. He emphasizes the importance of transparency and accountability by regulators in the industry and the burdensome requirements placed on the private sector. To share insights since the episode was published last year, we added fresh commentary from<a href="http://linkedin.com/in/richardscioli" rel="nofollow"> Rich Scioli,</a> Alloy’s General Manager of Global Fintech. Rich brings us up to speed on the latest in fraud prevention, crypto security, and gives us the real story behind the rise and fall of embedded finance.<h3>Quote of the episode</h3>“It’s not enough to just look at traditional KYC sources or run diagnostics on email addresses, thinking about the strategies that maybe were 5 or 6 years ago, where leading institutions are investing in, is really going broad and deep. So looking at, you know, points of interaction, the way individuals are interacting with forums online, looking at geolocation data, looking at IP data, looking at consortia data.” – Rich Scioli (General Manager of Global Fintech, Alloy)<h3>Minute-by-minute episode breakdown</h3><ul><li>(2:10) – Alloy’s role in managing wide variety of risks for companies dealing with money</li><li>(5:08) – Alloy as an operating system for risk management instead of just another risk solution </li><li>(7:23) – The frustration behind the blog “Your Fraud Model is Broken”</li><li>(14:33) – The burden and costs of money laundering controls on the private sector</li><li>(18:27) – The inefficiency of processing suspicious activity reports</li><li>(19:50) – Updated: The State of Embedded Finance Report Key Takeaways </li><li>(22:56) – Threat actors taking advantage of online onboarding</li><li>(30:03) – How Alloy got into the crypto industry and fraudulent practices they have identified</li><li>(32:15) – Updated: The evolution of fraud going into 2025 and beyond </li><li>(33:13) – Involvement in the NFT community and the potential of digital collectibles</li><li>(36:45) – Updated: Cross border payments, stablecoins and everything in between</li><li>(42:00) – International look at fraud and compliance for the fintech / crypto industry </li><li>(47:00) – Updated: What to look out for from Alloy and the crypto industry </li></ul><h3>Related resources</h3>Check out more resources provided by Chainalysis that perfectly complement this episode of the Public Key.<ul><li>Website:  <a href="https://www.alloy.com/" rel="nofollow">Stop fraud, stay compliant, and solve your identity risk problem</a></li><li>Report: <a href="https://www.alloy.com/state-of-compliance-benchmark-report-2023" rel="nofollow">Alloy’s Annual State of Compliance Benchmark Report 2023</a></li><li>Article: <a href="https://www.alloy.com/blog/your-fraud-model-is-broken" rel="nofollow">Your fraud model is broken</a></li><li>Blog: <a href="https://www.alloy.com/blog/banks-have-a-friction-challenge" rel="nofollow">Banks have a friction challenge</a></li><li>Report: <a href="https://www.alloy.com/state-of-embedded-finance-report-2024?utm_campaign=state-of-embedded-finance-report-2024&amp;utm_medium=signature&amp;utm_source=email" rel="nofollow">2024 State of Embedded Finance Report</a></li><li>Report: <a href="https://www.chainalysis.com/blog/the-2024-crypto-maturity-journey/" rel="nofollow">The 2024 Crypto Maturity Journey: How Traditional Finance Can Adopt Cryptocurrency in Stages</a></li></ul><ul><li>Blog:<a href="https://www.chainalysis.com/blog/web3-growth-opportunities/" rel="nofollow"> Growth Opportunities: Stablecoins, TradFi Engagement, and Tokenization Lead Web3’s Next Wave</a></li></ul><ul><li>YouTube: <a href="https://www.youtube.com/c/Chainalysis" rel="nofollow">Chainalysis YouTube page </a></li><li>Twitter: <a href="https://twitter.com/chainalysis" rel="nofollow">Chainalysis Twitter: Building trust in blockchain</a></li><li>TikTok: <a href="https://www.tiktok.com/@chainalysis" rel="nofollow">Building trust in #blockchains among people, businesses, and governments.</a></li><li>Telegram:<a href="https://t.me/chainalysisinc" rel="nofollow"> Chainalysis on Telegram </a></li></ul><h3>Speakers on today’s episode</h3><ul><li><a href="https://www.linkedin.com/in/ianhandrews" rel="nofollow">Ian Andrews</a> * Host * </li><li><a href="http://linkedin.com/in/tommynicholas" rel="nofollow">Tommy Nicholas </a> (CEO, Alloy)</li><li><a href="http://linkedin.com/in/richardscioli" rel="nofollow">Rich Scioli</a> (General Manager of Global Fintech, Alloy)</li></ul>This website may contain links to third-party sites that are not under the control of Chainalysis, Inc. or its affiliates (collectively “Chainalysis”). Access to such information does not imply association with, endorsement of, approval of, or recommendation by Chainalysis of the site or its operators, and Chainalysis is not responsible for the products, services, or other content hosted therein.Our podcasts are for informational purposes only, and are not intended to provide legal, tax, financial, or investment advice. Listeners should consult their own advisors before making these types of decisions. Chainalysis has no responsibility or liability for any decision made or any other acts or omissions in connection with your use of this material.Chainalysis does not guarantee or warrant the accuracy, completeness, timeliness, suitability or validity of the information in any particular podcast and will not be responsible for any claim attributable to errors, omissions, or other inaccuracies of any part of such material. Unless stated otherwise, reference to any specific product or entity does not constitute an endorsement or recommendation by Chainalysis. The views expressed by guests are their own and their appearance on the program does not imply an endorsement of them or any entity they represent. Views and opinions expressed by Chainalysis employees are those of the employees and do not necessarily reflect the views of the company. The post <a href="https://www.chainalysis.com/blog/combatting-fraud-in-crypto-fintech-industry-2025-ep-142/" rel="nofollow">Combating Fraud in Crypto in 2025: Podcast Ep. 142</a> appeared first on <a href="https://www.chainalysis.com/" rel="nofollow">Chainalysis</a>.

Combating Fraud in Crypto in 2025: Podcast Ep. 142

公钥播客第142集来了!欺诈是许多传统和BAT公司的主要关切...
这篇文章首次出现在Cha...上,主题是《2025年加密货币中的欺诈防范:播客第142集》。

第142集的Public Key播客来了!欺诈是许多传统和加密公司在无面对面入职过程中面临的主要担忧,今天我们再次邀请了我们最受欢迎的嘉宾之一Tommy Nicholas(Alloy CEO),他已经帮助公司应对欺诈8年多了。我们还加入了Alloy全球金融科技总经理Rich Scioli的一些最新见解。Rich为我们带来了最新的欺诈预防、加密安全以及嵌入式金融的兴衰背后的真实故事。

您可以在Spotify、Apple或Audible上收听或订阅。请继续阅读第142集的完整预览。

Public Key第142集:你的欺诈模型已经崩溃,原因在此

当<a href="https://x.com/tommyrva?s=20">Tommy Nicholas</a>(Alloy CEO)写了一篇题为"你的欺诈模型已经崩溃"的博客时,你就知道他和主持人<a href="https://twitter.com/IanAndrewsDC">Ian Andrews</a>将会有一场有趣而富有洞见的对话。

这一集最初于2023年12月5日发布,Tommy讨论了早期NFT和比特币交易速度如何引起他对这个领域的兴趣,多年后他的公司Alloy现在为金融科技公司、加密公司和传统金融公司提供合规、反洗钱、信贷和欺诈风险管理服务。

他解释了崩溃的欺诈模型以及需要转变方法,将重点放在人而不仅仅是交易。他强调了监管机构在行业中透明度和问责制的重要性,以及私营部门承担的繁重要求。

为了分享自上一集发布以来的见解,我们增加了Alloy全球金融科技总经理<a href="http://linkedin.com/in/richardscioli">Rich Scioli</a>的最新评论。Rich为我们带来了最新的欺诈预防、加密安全以及嵌入式金融兴衰背后的真实故事。

本集精彩语录:
"仅仅查看传统的KYC来源或对电子邮件地址进行诊断是不够的,我们需要考虑5-6年前的策略,领先机构正在投资的是真正广泛和深入的方法。所以要看个人与在线论坛的互动方式、地理位置数据、IP数据、联盟数据等。" - Rich Scioli(Alloy全球金融科技总经理)

2025 年打击加密货币欺诈行为：播客第 142 集

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