Key Takeaways
The European Central Bank (ECB) is targeting a mid-2029 timeline for potentially launching the digital euro, their proposed central bank digital currency (CBDC).
The digital euro is inte...

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<h3>Key Takeaways</h3>
<ul>
<li>The European Central Bank (ECB) is targeting a mid-2029 timeline for potentially launching the digital euro, their proposed central bank digital currency (CBDC).</li>
<li>The digital euro is intended to function as an electronic equivalent to cash for daily transactions throughout the eurozone.</li>
</ul>
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<p>The European Central Bank, the central bank responsible for monetary policy in the 20 eurozone countries, is targeting mid-2029 for a potential release of its digital euro, according to Executive Board member Piero Cipollone.</p>
<adv/><p>The timeline represents a concrete milestone for the proposed central bank digital currency that would serve as an electronic version of euro cash for everyday transactions.</p>
<adv/><p>The ECB entered a preparation phase for the digital euro in late 2023, involving technical development and EU-wide legislation to ensure compliance with privacy and anti-money laundering rules. Ongoing consultations are expected to shape its final design by 2026.</p>
<p>Over 130 countries are exploring or developing CBDCs as of 2025. China’s digital yuan has processed billions in transactions since its 2020 launch, highlighting a global shift toward digital payments amid declining cash use.</p>

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European Central Bank targets mid-2029 for potential digital euro release

要点
欧洲中央银行 (ECB) 计划在 2029 年中期推出其拟议的央行数字货币 (CBDC)——数字欧元。
数字欧元……

<div><div><section><h3>关键要点</h3><ul><li>欧洲中央银行 (ECB) 计划在 2029 年中期推出其提议的中央银行数字货币 (CBDC)——数字欧元。</li><li>数字欧元旨在作为整个欧元区日常交易的电子现金等价物。</li></ul></section><p>欧洲中央银行是负责欧元区 20 个国家货币政策的中央银行，执行委员会成员皮耶罗·西波洛内 (Piero Cipollone) 表示，该银行计划在 2029 年中期推出数字欧元。</p><adv/><p>该时间表代表了拟议的中央银行数字货币的一个具体里程碑，该货币将作为日常交易中欧元现金的电子版本。</p><adv/><p>欧洲央行于2023年底进入数字欧元的准备阶段，涉及技术开发和欧盟范围内的立法，以确保遵守隐私和反洗钱规则。正在进行的磋商预计将在2026年之前确定其最终设计。</p><p>截至 2025 年，已有 130 多个国家正在探索或开发 CBDC。自 2020 年推出以来，中国的数字人民币已处理了数十亿笔交易，凸显了在现金使用量下降的情况下全球向数字支付的转变。</p></div></div>

欧洲央行计划在 2029 年中期推出数字欧元

<img alt="" class="attachment-large size-large wp-post-image" height="677" src="https://i0.wp.com/abmedia.io/wp-content/uploads/2025/09/2025-09-23-073340.png?fit=1024%2C677&amp;quality=99&amp;ssl=1" s...

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