Episode 142 of the Public Key podcast is here! Fraud is the leading concern for many traditional and crypto companies…
The post Combating Fraud in Crypto in 2025: Podcast Ep. 142 appeared first on Cha...

Episode 142 of the Public Key podcast is here! Fraud is the leading concern for many traditional and crypto companies navigating the non-face to face onboarding process and today we bring back one of our most popular episodes, as we speak with Tommy Nicholas (CEO of Alloy), who has been helping companies combat fraud for over 8 years. We also stitch in some recent insights from Rich Scioli, Alloy’s General Manager of Global Fintech. Rich brings us up to speed on the latest in fraud prevention, crypto security, and gives us the real story behind the rise and fall of embedded finance. You can listen or subscribe now on <a href="https://open.spotify.com/show/4YNn2VOhtZplGT1azvvk13" rel="nofollow">Spotify</a>, <a href="https://podcasts.apple.com/us/podcast/public-key/id1616554447" rel="nofollow">Apple</a>, or <a href="https://music.amazon.com/podcasts/fbca9045-1f0a-4bdd-9a6b-6dcd15262d9d/public-key" rel="nofollow">Audible</a>. Keep reading for a full preview of episode 142.<h2>Public Key Episode 142: Your fraud model is broken and here is why</h2>When <a href="https://x.com/tommyrva?s=20" rel="nofollow">Tommy Nicholas</a> (CEO of <a href="https://www.alloy.com/" rel="nofollow">Alloy</a>) wrote a blog titled, Your Fraud Model Is Broken, you had to know he and <a href="https://twitter.com/IanAndrewsDC" rel="nofollow">Ian Andrews </a>(Host) were going to have a fun and insightful conversation. This episode was originally published on December 5, 2023, where Tommy discussed how early NFTs and Bitcoin transaction speeds got him interested in the space and years later his company Alloy is now servicing Fintechs, Crypto and TradFi companies managing their compliance, AML, credit, and fraud risk. He explains the broken fraud model and the need for a shift in approach to focus on the person rather than just the transaction. He emphasizes the importance of transparency and accountability by regulators in the industry and the burdensome requirements placed on the private sector. To share insights since the episode was published last year, we added fresh commentary from<a href="http://linkedin.com/in/richardscioli" rel="nofollow"> Rich Scioli,</a> Alloy’s General Manager of Global Fintech. Rich brings us up to speed on the latest in fraud prevention, crypto security, and gives us the real story behind the rise and fall of embedded finance.<h3>Quote of the episode</h3>“It’s not enough to just look at traditional KYC sources or run diagnostics on email addresses, thinking about the strategies that maybe were 5 or 6 years ago, where leading institutions are investing in, is really going broad and deep. So looking at, you know, points of interaction, the way individuals are interacting with forums online, looking at geolocation data, looking at IP data, looking at consortia data.” – Rich Scioli (General Manager of Global Fintech, Alloy)<h3>Minute-by-minute episode breakdown</h3><ul><li>(2:10) – Alloy’s role in managing wide variety of risks for companies dealing with money</li><li>(5:08) – Alloy as an operating system for risk management instead of just another risk solution </li><li>(7:23) – The frustration behind the blog “Your Fraud Model is Broken”</li><li>(14:33) – The burden and costs of money laundering controls on the private sector</li><li>(18:27) – The inefficiency of processing suspicious activity reports</li><li>(19:50) – Updated: The State of Embedded Finance Report Key Takeaways </li><li>(22:56) – Threat actors taking advantage of online onboarding</li><li>(30:03) – How Alloy got into the crypto industry and fraudulent practices they have identified</li><li>(32:15) – Updated: The evolution of fraud going into 2025 and beyond </li><li>(33:13) – Involvement in the NFT community and the potential of digital collectibles</li><li>(36:45) – Updated: Cross border payments, stablecoins and everything in between</li><li>(42:00) – International look at fraud and compliance for the fintech / crypto industry </li><li>(47:00) – Updated: What to look out for from Alloy and the crypto industry </li></ul><h3>Related resources</h3>Check out more resources provided by Chainalysis that perfectly complement this episode of the Public Key.<ul><li>Website:  <a href="https://www.alloy.com/" rel="nofollow">Stop fraud, stay compliant, and solve your identity risk problem</a></li><li>Report: <a href="https://www.alloy.com/state-of-compliance-benchmark-report-2023" rel="nofollow">Alloy’s Annual State of Compliance Benchmark Report 2023</a></li><li>Article: <a href="https://www.alloy.com/blog/your-fraud-model-is-broken" rel="nofollow">Your fraud model is broken</a></li><li>Blog: <a href="https://www.alloy.com/blog/banks-have-a-friction-challenge" rel="nofollow">Banks have a friction challenge</a></li><li>Report: <a href="https://www.alloy.com/state-of-embedded-finance-report-2024?utm_campaign=state-of-embedded-finance-report-2024&amp;utm_medium=signature&amp;utm_source=email" rel="nofollow">2024 State of Embedded Finance Report</a></li><li>Report: <a href="https://www.chainalysis.com/blog/the-2024-crypto-maturity-journey/" rel="nofollow">The 2024 Crypto Maturity Journey: How Traditional Finance Can Adopt Cryptocurrency in Stages</a></li></ul><ul><li>Blog:<a href="https://www.chainalysis.com/blog/web3-growth-opportunities/" rel="nofollow"> Growth Opportunities: Stablecoins, TradFi Engagement, and Tokenization Lead Web3’s Next Wave</a></li></ul><ul><li>YouTube: <a href="https://www.youtube.com/c/Chainalysis" rel="nofollow">Chainalysis YouTube page </a></li><li>Twitter: <a href="https://twitter.com/chainalysis" rel="nofollow">Chainalysis Twitter: Building trust in blockchain</a></li><li>TikTok: <a href="https://www.tiktok.com/@chainalysis" rel="nofollow">Building trust in #blockchains among people, businesses, and governments.</a></li><li>Telegram:<a href="https://t.me/chainalysisinc" rel="nofollow"> Chainalysis on Telegram </a></li></ul><h3>Speakers on today’s episode</h3><ul><li><a href="https://www.linkedin.com/in/ianhandrews" rel="nofollow">Ian Andrews</a> * Host * </li><li><a href="http://linkedin.com/in/tommynicholas" rel="nofollow">Tommy Nicholas </a> (CEO, Alloy)</li><li><a href="http://linkedin.com/in/richardscioli" rel="nofollow">Rich Scioli</a> (General Manager of Global Fintech, Alloy)</li></ul>This website may contain links to third-party sites that are not under the control of Chainalysis, Inc. or its affiliates (collectively “Chainalysis”). Access to such information does not imply association with, endorsement of, approval of, or recommendation by Chainalysis of the site or its operators, and Chainalysis is not responsible for the products, services, or other content hosted therein.Our podcasts are for informational purposes only, and are not intended to provide legal, tax, financial, or investment advice. Listeners should consult their own advisors before making these types of decisions. Chainalysis has no responsibility or liability for any decision made or any other acts or omissions in connection with your use of this material.Chainalysis does not guarantee or warrant the accuracy, completeness, timeliness, suitability or validity of the information in any particular podcast and will not be responsible for any claim attributable to errors, omissions, or other inaccuracies of any part of such material. Unless stated otherwise, reference to any specific product or entity does not constitute an endorsement or recommendation by Chainalysis. The views expressed by guests are their own and their appearance on the program does not imply an endorsement of them or any entity they represent. Views and opinions expressed by Chainalysis employees are those of the employees and do not necessarily reflect the views of the company. The post <a href="https://www.chainalysis.com/blog/combatting-fraud-in-crypto-fintech-industry-2025-ep-142/" rel="nofollow">Combating Fraud in Crypto in 2025: Podcast Ep. 142</a> appeared first on <a href="https://www.chainalysis.com/" rel="nofollow">Chainalysis</a>.

Combating Fraud in Crypto in 2025: Podcast Ep. 142

公鑰播客第142集來了!欺詐是許多傳統和BAT公司的主要關切...
這篇文章首次出現在Cha...上,主題是《2025年加密貨幣中的欺詐防範:播客第142集》。

第142集的Public Key播客來了!欺詐是許多傳統和加密公司在無面對面入職過程中面臨的主要擔憂,今天我們再次邀請了我們最受歡迎的嘉賓之一Tommy Nicholas(Alloy CEO),他已經幫助公司應對欺詐8年多了。我們還加入了Alloy全球金融科技總經理Rich Scioli的一些最新見解。Rich為我們帶來了最新的欺詐預防、加密安全以及嵌入式金融的興衰背後的真實故事。

您可以在Spotify、Apple或Audible上收聽或訂閱。請繼續閱讀第142集的完整預覽。

Public Key第142集:你的欺詐模型已經崩潰,原因在此

當<a href="https://x.com/tommyrva?s=20">Tommy Nicholas</a>(Alloy CEO)寫了一篇題為"你的欺詐模型已經崩潰"的部落格時,你就知道他和主持人<a href="https://twitter.com/IanAndrewsDC">Ian Andrews</a>將會有一場有趣而富有洞見的對話。

這一集最初於2023年12月5日釋出,Tommy討論了早期NFT和比特幣交易速度如何引起他對這個領域的興趣,多年後他的公司Alloy現在為金融科技公司、加密公司和傳統金融公司提供合規、反洗錢、信貸和欺詐風險管理服務。

他解釋了崩潰的欺詐模型以及需要轉變方法,將重點放在人而不僅僅是交易。他強調了監管機構在行業中透明度和問責制的重要性,以及私營部門承擔的繁重要求。

為了分享自上一集釋出以來的見解,我們增加了Alloy全球金融科技總經理<a href="http://linkedin.com/in/richardscioli">Rich Scioli</a>的最新評論。Rich為我們帶來了最新的欺詐預防、加密安全以及嵌入式金融興衰背後的真實故事。

本集精彩語錄:
"僅僅檢視傳統的KYC來源或對電子郵件地址進行診斷是不夠的,我們需要考慮5-6年前的策略,領先機構正在投資的是真正廣泛和深入的方法。所以要看個人與線上論壇的互動方式、地理位置資料、IP資料、聯盟資料等。" - Rich Scioli(Alloy全球金融科技總經理)

2025 年打擊加密貨幣欺詐行為：播客第 142 集

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