The Bank of England won’t lift its proposed stablecoin holding limits until it’s confident a flood of bank deposits into digital assets won’t threaten lending to the real economy, Reuters reported.
Su...

<div><div>
<p>The Bank of England won’t lift its proposed stablecoin holding limits until it’s confident a flood of bank deposits into digital assets won’t threaten lending to the real economy, Reuters reported.</p>
<adv/><div>
<div><span>Summary</span></div>
<div>
<ul>
<li>The Bank of England will maintain proposed stablecoin holding limits until it deems risks to financial stability have subsided.</li>
<li>The plan sets strict thresholds for individuals and corporations, with potential exemptions for major firms.</li>
<li>The BoE and UK Treasury are also developing a resolution regime to handle potential stablecoin failures and protect market continuity.</li>
</ul>
</div>
</div>
<p>According to a Reuters report on Oct. 15, the Bank of England will keep its proposed caps on stablecoin holdings in place until it is convinced that large-scale movement of deposits from banks into digital assets poses no threat to financial stability.</p>
<adv/><p>Deputy Governor Sarah Breeden said in a speech that unrestricted stablecoin adoption in the UK could drain liquidity from commercial banks and trigger a sudden contraction in credit for households and businesses.</p>
<div>
<span> You might also like: </span> Stable taps Morpho as lending partner to generate stablecoin yield</div>
<h2><strong>UK’s cautious stablecoin framework for a still-forming market</strong></h2>
<p>The Bank of England’s proposal outlines strict thresholds on how much stablecoin individuals and businesses can hold at any given time. Earlier drafts of the plan suggested limits between £10,000 and £20,000 for individuals, and up to £10 million for corporate entities. The largest firms, however, may be exempted to accommodate operational or settlement needs.</p>
<p>Under Britain’s proposed regulatory framework, the Bank of England would oversee only systemic sterling-denominated stablecoins, including those deemed capable of being widely used for payments or posing a potential threat to financial stability. The Financial Conduct Authority would supervise the rest under a lighter regime.</p>
<p>Parallel to the cap discussion, the BoE is engaged in a critical, though less publicized, effort with the UK Treasury to design a resolution regime for stablecoin issuers. This work focuses on the “what if” scenario of a major stablecoin collapse. The goal is to ensure continuity of services for holders, preventing a disorderly failure from rippling through the financial system.</p>
<p>Meanwhile, Breeden’s firm stance arrives just a week after a Bloomberg report indicated the central bank was preparing to introduce exemptions for certain firms, a move seen as a concession to industry pressure. The UK faces increasing competition from the U.S., where the recent passage of the GENIUS Act has provided a clearer, if still evolving, pathway for dollar-backed stablecoins.</p>
<div>
<span> Read more: </span> Erebor secures conditional OCC charter for crypto banking</div>

</div></div>

UK stablecoin caps to stay until systemic risks fade

據路透社報道，英格蘭銀行不會取消其擬議的穩定幣持有限制，除非該銀行確信大量銀行存款湧入數字資產不會威脅到實體經濟的貸款。


<div><div><p>據路透社報道，英格蘭銀行不會取消其擬議的穩定幣持有限制，除非它確信大量銀行存款流入數字資產不會威脅到對實體經濟的貸款。</p><adv/><div><div><span>概括</span></div><div><ul><li>英格蘭銀行將維持擬議的穩定幣持有限制，直到其認為金融穩定風險已經消退。</li><li>該計劃對個人和企業設定了嚴格的門檻，但大公司可能會獲得豁免。</li><li>英國央行和英國財政部也正在制定解決方案，以應對潛在的穩定幣失敗並保護市場連續性。</li></ul></div></div><p>據路透社10月15日報道，英國央行將維持其對穩定幣持有量的擬議上限，直到確信銀行存款大規模轉向數字資產不會對金融穩定構成威脅。</p><adv/><p>副行長薩拉·布里登 (Sarah Breeden) 在演講中表示，英國不受限制地採用穩定幣可能會耗盡商業銀行的流動性，並引發家庭和企業信貸的突然收縮。</p><div><span>您可能還喜歡：</span> Stable 選擇 Morpho 作為貸款合作伙伴來產生穩定幣收益</div><h2><strong>英國為仍在形成的市場制定了謹慎的穩定幣框架</strong></h2><p>英格蘭銀行的提案概述了個人和企業在特定時間可以持有的穩定幣數量的嚴格門檻。該計劃的早期草案建議個人持有的穩定幣限額為1萬至2萬英鎊，企業實體的持有量最高為1000萬英鎊。不過，規模最大的公司可能會獲得豁免，以滿足運營或結算需求。</p><p>根據英國擬議的監管框架，英格蘭銀行將僅監管以英鎊計價的系統性穩定幣，包括那些被認為能夠廣泛用於支付或對金融穩定構成潛在威脅的穩定幣。金融行為監管局將以較寬鬆的監管制度對其餘穩定幣進行監管。</p><p>在討論上限的同時，英國央行正與英國財政部合作，為穩定幣發行人設計一套至關重要但鮮為人知的處置機制。這項工作重點關注穩定幣大規模崩盤的“假設”情景。目標是確保穩定幣持有者服務的連續性，防止無序崩潰波及整個金融體系。</p><p>與此同時，就在布里登表態強硬之際，彭博社的一篇報道稱，英國央行正準備對某些公司實行豁免，此舉被視為對行業壓力的讓步。英國面臨著來自美國的日益激烈的競爭，美國最近通過的《GENIUS法案》為美元支持的穩定幣提供了一條更清晰（儘管仍在不斷發展）的發展路徑。</p><div><span>閱讀更多：</span> Erebor 獲得有條件的 OCC 加密銀行牌照</div></div></div>

英國穩定幣上限將維持至系統性風險消退

全球增長最快的專業衍生品交易所之一 Bitunix 今日宣佈成立 「Bitunix Care Fund」用戶保障基金，首期規模為 3,000 萬美金，並將持續注資。該基金是 Bitunix 長期計劃 「Bitunix Care」 的核心組成部分，體現了平臺對透明、可靠以及用戶資產保護的堅定承諾。
Bitunix Care Fund 的設立旨在為用戶資產提供堅實的安全保障，應對潛在的突發風險，最大程...

Bitunix 正式推出「Bitunix Care Fund」用戶保障基金 —— 首期規模達 3,000 萬美金

Paxos 今天意外發行了 300 萬億 PYUSD，令社群感到震驚。該公司迅速銷燬了這些代幣，併發行了 3 億鎂，認為這是用戶錯誤。
這次事件...

Paxos 意外發行 300 萬億 PYUSD穩定幣

Bittensor (TAO) 價格在過去 24 小時內上漲了近 14%，週上漲達到約 40%。圖表上正在形成一個清晰的形態——如果得到證實，可能會推動 TAO 價格重回高位……