- Opening Premium Rate: If the price breaks through $0.03 (a 300% increase from the pre-sale price) during the collective bidding phase, it reflects overheated market sentiment and requires caution against high opening and low closing.
- First Hour Trading Volume: If the transaction amount exceeds $50 million with a pullback of less than 20%, it indicates main funds entering the market, and batch position building can be considered.
2. Trading Timing and Position Management
- Aggressive Strategy: Place orders at $0.025-$0.03 during the collective bidding phase to capture exchange liquidity premium, but set a 5%-10% stop-loss line.
- Stable Strategy: Wait until the first-day turnover rate exceeds 50%, then set buy orders in the $0.018-$0.022 range to capture value return after market sentiment cools.
- Long-term Layout: If the price falls near the pre-sale cost line ($0.0075), it can be viewed as a safety margin interval, but requires bearing the opportunity cost of a 3-month lock-up period.
3. Risk Warning
- Unlock Impact: The unlocking of 200 million pre-sale tokens in August 2025 may trigger a 20%-30% drop, and short-term investors need to exit in advance.
- Ecosystem Progress Lag: If multi-chain expansion or revenue rights tokens are not realized in Q3, valuation may retrace below $150 million FDV.
V. Conclusion: PayFi Revolution's On-chain Experiment
Huma Finance's listing marks the transition of the RWA track from concept verification to large-scale implementation. Although its token model suppresses short-term selling pressure through high lock-up mechanisms, the true value support still depends on the penetration rate of real-world assets on-chain and protocol revenue growth. For investors, maintaining rationality between enthusiasm and panic is the key to capturing long-term dividends in the PayFi universe.
