Liquidity has been significantly affected since October 11th. Even a fundamental, established protocol like @Balancer has run into trouble. Normal APR (Average Per Rate) on the market is 5-15%. Many abnormal interest rates, exceeding 100%, are suspicious, including those from @YeiFinance, which partners with the @binance wallet. Many protocols have bad debts. DeFi is a complex system; a major failure can have a chain reaction, especially with protocols constantly being forked. Be cautious with your investments lately; prioritize your principal. @bitfinex's lending platform hasn't had any major issues for several years. If you're looking for long-term stability, you can check it out. It requires a lending robot and consistently offers 10-15%. I've already largely scaled back my on-chain investment activities. Avoid smaller exchanges; wait until after this month to see how things develop.