ChainCatcher 消息，据上海证券报报道，工商银行、农业银行、建设银行、中国银行、邮储银行、交通银行相继发布公告称，自 2026 年 1 月 1 日起，上述银行将开立在该行的数字人民币实名钱包余额按照该行活期存款挂牌利率计付利息，计结息规则与活期存款一致。

ChainCatcher 消息，据上海证券报报道，工商银行、农业银行、建设银行、中国银行、邮储银行、交通银行相继发布公告称，自 2026 年 1 月 1 日起，上述银行将开立在该行的数字人民币实名钱包余额按照该行活期存款挂牌利率计付利息，计结息规则与活期存款一致。

六大行：1 月 1 日起数字人民币开始计付利息，计结息规则与活期存款一致

According to ChainCatcher, citing the Shanghai Securities News, the Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank, Bank of China, Postal Savings Bank of China, and Bank of Communications have successively issued announcements stating that, starting from January 1, 2026, the balance of digital RMB real-name wallets opened with these banks will accrue interest at the banks' current deposit rate, with the interest calculation and settlement rules being consistent with those for current deposits.

According to ChainCatcher, citing the Shanghai Securities News, the Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank, Bank of China, Postal Savings Bank of China, and Bank of Communications have successively issued announcements stating that, starting from January 1, 2026, the balance of digital RMB real-name wallets opened with these banks will accrue interest at the banks&#39; current deposit rate, with the interest calculation and settlement rules being consistent with those for current deposits.

The six major banks announced that starting January 1st, interest will be paid on the digital yuan, with the interest calculation and settlement rules consistent with those for demand deposits.

The Pi Network community is raising the alarm about a new scam that has emerged, resulting in millions of Pi Token being stolen from users' wallets.
This scam exploits the payment request feature...

Pi Network has temporarily suspended payment requests after being scammed out of 4.4 million Pi coins.

The charts speak for themselves, and market sentiment has shifted accordingly. As 2025 draws to a close, we must face reality: Bitcoin has officially entered a bear market.

For months, traders and analysts have debated whether the price action was merely a consolidation phase or a deeper correction. Now, confirmation signals have arrived, not only in price but also in on-chain data, reversals in capital flows, and the convergence of fragmented market structures. While the term "bear market" often triggers panic, understanding the mechanisms behind this downturn is the first step to navigating this difficult period successfully.

This in-depth analysis will break down the factors defining the current landscape at the end of 2025...

Bitcoin has officially entered a bear market: On-chain evidence, fund flows, and how investors can profit.

There is no eternal winter or summer in crypto; survival is the only narrative.