The biggest pitfalls for ordinary people today are things that seem good in the short term but are likely bad in the long term. One option is to take the civil service exam. I started preparing in my freshman year of college, and I wouldn't give up until I passed. But even after passing, my chances were pretty much over. (Unless you have connections in high places.) The second option is to take out a huge loan to buy a house in a county or city. In the short term, you have your own home, but in the long term, you're indebted to others, resulting in negative equity. Thirdly, there's the franchise business model. It's basically degenerated into a game of mutual exploitation.

Just tell me, what isn't a trap right now? Would anyone dare to chase stocks in the A-shares market?