CZ: When you're young, you need to balance consumption, saving, and investing to find the optimal balance.

According to Mars Finance, on January 23, Binance founder CZ stated that people's earning capacity is usually lower when they are young, and it is necessary to balance the following three aspects: consumption, savings, and investment. Investment includes not only financial investments but also self-improvement. The key is to find a near-optimal balance. The book "Die with Zero" elaborates on this in more detail. On December 13 last year, in an interview with Pakistani social entrepreneur Bilal Bin Saqib, CZ stated that the most fundamental way to learn is through reading. He advised young people to value risk management, and because of the huge potential for future income, they can take on higher risks. He also advised avoiding excessive savings and investing resources in themselves to improve their personal skills.