I. Overview of the RealtyX Project: An Innovative Blueprint for Real Estate Tokenization
The core mission of RealtyX is to transform traditional real estate into programmable crypto-digital assets, solving the problems of high capital thresholds, low liquidity, and compliance difficulties through blockchain technology. It is positioned as a bridge connecting traditional finance (TradFi) and the crypto-economy, aiming to lower investment thresholds and promote the financialization of RWA (RWAfi&DeFi).
1.1 Technical Architecture: A Three-Layer Design to Solve Industry Pain Points
The technical architecture of RealtyX is divided into the asset layer, protocol layer, and application layer, addressing the three major challenges of real estate tokenization: asset ownership confirmation, liquidity release, and compliance closure.
Asset Layer: Anchoring to Actual Value
Real Estate-Token Mapping: The equity of physical real estate is divided into ERC-20 tokens, with each token corresponding to $50, representing the real value of the property, as well as the token holder's property income rights and governance rights. On-chain records of property rights, appraisals, and insurance information, with a dynamic metadata module updating property maintenance records in real-time.
Scientific Pricing Mechanism: Regularly conduct authoritative valuations of the assets, with RWA token holders voting on whether to sell the assets to realize dividends.
Protocol Layer: Compliance Engine
CaaS Middleware: Integrated KYC/AML verification, enabling whitelist management and risk rating.
Legal Adaptation: The equity rights of each asset are transparently constructed in a trust.
Application Layer: Three Major Scenarios
Fragmented Investment: $5 minimum investment in RWA tokens, with monthly automatic distribution of rental income, with an annualized rental return of 8% for the first Dubai asset.
Mortgage Lending: Dynamic LTV (50-75%) adjusted based on property type and region.
Utility Vault: In addition to lending out stablecoins to achieve liquidity, users can also participate in staking mining, contracts, options, and privileged accommodation.
1.2 Dual Token Economy: Synergistic Driving of RST and RX
RST (RWA Token):
Anchoring: Linked to the actual value of real estate.
Scenarios: Stable coin-denominated rental income, corresponding property decision-making rights, free trading in the secondary market, mortgage lending, etc.
RX (Governance Token):
Functions: Community incentives, intra-ecosystem payment tools, governance participation.
Deflationary Mechanism: Regular buyback and destruction, fee deduction destruction, etc.
1.3 Operating Mechanism: Decentralized Governance of DAO and SPDD
RealtyX DAO: Oversee platform governance, with the community deciding on contract upgrades, asset selection, and reward distribution.
SPDD (Special-Purpose Decentralized Organization): Each property is supervised by an independent SPDD, with RST holders participating in decision-making and sharing rental income (expected return rate 7-10%).
Participants: Property owners tokenize assets through a trust fund, RST holders require KYC verification, and the platform charges a 2% service fee.
II. RWA Industry Background: Market Explosion and Structural Transformation
2.1 Market Size and Growth
Data Overview (as of the end of 2024, RWA.xyz):
On-chain RWA Market (excluding stablecoins): $15.4 billion, up 80% year-over-year (2023: $8.6 billion).
U.S. Treasuries: $3.96 billion (up 415%), Private Credit: $9.83 billion (up 48%), Other Assets: $1.537 billion (up 32.6%).
Comparison: Global real estate market $32.65 trillion (CoinGecko), crypto market cap $2.5 trillion (CoinMarketCap estimate, March 2025), RWA accounts for only 1.28%, with huge potential.
Forecasts:
BCG: Tokenized assets to reach $16 trillion by 2030.
ScienceSoft: Tokenized real estate to reach $3 trillion by 2030, accounting for 15% of assets under management.
2.2 Market Structure: Dual Pillars and Diversification
Dual Pillars: U.S. Treasuries and Private Credit account for over 85% of the market share.
Diversification Frontier: Real estate (CAGR 19-21%), ESG assets, art, supply chain finance, etc. are accelerating development.
Catalyzing Trends:
Liquidity Reshaping: Blockchain reduces transaction costs by 30-90%, with 24/7 trading increasing participation.
Institutional Expansion: Blackstone BUIDL Fund (AUM over $500 million by 2024), JPMorgan Onyx platform tokenization fund.
Technical Support: Chainlink provides pricing for 70% of on-chain RWA, Plume and other Layer 1 solutions optimize tokenization.
2.3 Growth Engines
Institutional Adoption: Blackstone, Fidelity, JPMorgan enter the market, BlackRock and Securitize collaborate to achieve 1:1 USDC redemption.
Technical Breakthroughs:
Compliance: ERC-3643 reduces compliance costs by 90% (BlocHome).
Cross-Chain: Chainlink CCIP, Wormhole NTT enable seamless asset transfer.
Dedicated Chains: Plume supports 180+ protocols, Mantra tokenizes $1 billion Dubai properties.
Regulatory Dynamics: EU MiCA, Hong Kong sandbox promote compliant innovation.
III. Strategic Highlights of RealtyX: Innovation Barriers and Ecosystem Layout
3.1 Legal Engineering
Asset rights are guaranteed by trust construction, and KYC and AML policies are adopted to ensure the compliance of participants, RWA token holders, and the platform.
3.2 Liquidity Activation
Obtain stablecoins by pledging RWA tokens
Secondary Market: Users can freely trade through the on-chain order book
IV. Latest Progress of RealtyX DAO
4.1 Honors and Recognition
WOW Summit 2025: Shortlisted for the startup competition finals.
Cyberport Support: Endorsed by the Hong Kong incubator, providing funding and resources.
Consensus Hong Kong 2025: Participated in the global conference, promoting institutional RWA adoption.
SpringX & Aptos Accelerator: The only RWA project among the 10 selected projects.
4.2 Ecosystem Dynamics
Cooperation with Plume Network: Will be one of the first core projects to be deployed on the Plume mainnet.
Product Updates: Plan to launch more properties, lending protocol 2.0, and expand Utility Vault partnerships.
Community activities: Ambassador program, a series of community events, and RWA popularization lectures have been launched.
V. Competitive analysis of the RWA industry
Ondo Finance: Tokenized government bonds, 782% growth in 2023, market cap of $931 million (CoinGecko), and collaboration with Blackstone.
Centrifuge: Credit value of $446 million (2024, CoinGecko), and $220 million collaboration with MakerDAO.
RealT: Invest in US real estate from $50, expansion to Europe by 2025.
Ethena: Supports RWA-backed stablecoins, steady TVL growth by 2024.
RealtyX advantage: Deep integration of RWA and DeFi, with equal emphasis on DAO governance and compliance.
VI. Opportunities and Challenges
6.1 Opportunities
Market potential: Real estate tokenization is just the tip of the iceberg in a $326.5 trillion market, with the Security Token Market predicting $14 trillion by 2025.
Policy support: MAS sandbox in Singapore, regulatory framework in Hong Kong.
Institutional demand: BlackRock predicts over $40 trillion in tokenized real estate by 2030.
6.2 Challenges
Regulatory uncertainty: Unclear stance from the US SEC, legal ambiguity across borders.
Liquidity stratification: Real estate liquidity lower than government bonds (RWA market report).
Technical bottleneck: High Ethereum Gas fees (Galaxy).
VII. Future Outlook and Strategic Planning
7.1 Three Major Trends
Asset revolution: Fusion of real estate and DeFi, unlocking the true value of underlying assets.
Technological transformation: Zero-knowledge proofs (ZKP) and modular blockchains enhance privacy and interoperability.
Regulatory restructuring: Supportive regulations may emerge in the US, with initial international frameworks.
7.2 Strategic Planning
Short-term (2025): Focus on the UAE and Hong Kong, more assets on-chain, hold STO licenses.
Medium-term (2026-2027): Global expansion, develop third-party access to the Utility Vault functionality.
Long-term (2028-2030): Explore metaverse real estate and city token governance.
VIII. RealtyX (RX) Airdrop Event
To provide more quality asset options, JuCoin will soon list RealtyX (RX) and simultaneously launch an airdrop event!
Total airdrop amount: 100,000 RX
Airdrop eligibility: Users holding ≥100 JU during the snapshot period
Snapshot time: March 17, 2025 19:00 (UTC+8) to March 20, 2025 19:00 (UTC+8)
Distribution time: March 21, 2025 12:00 (UTC+8)
Distribution rule: After the snapshot, RX tokens will be distributed based on the weight of each user's JU holdings out of the total snapshot JU amount.
Please ensure you hold enough JU during the snapshot period to participate in this RealtyX (RX) airdrop event!
IX. Conclusion
RealtyX, through technological innovation and DAO governance, transforms real estate from "bricks and mortar" into a crypto-digital asset, standing out in the RWA industry. As the market grows from $15.4 billion to $50 billion (Bitwise forecast, end of 2025), RealtyX will release pilot data and deepen ecosystem cooperation, aiming to become a key hub connecting the crypto and traditional markets, writing a new chapter in capital flow.
