With the tax deadline looming, IRS penalties for unreported crypto transactions can include fines—and even prison time.

Whether you’re casually trading <a href="https://decrypt.co/resources/what-are-meme-coins-and-tokens" rel="nofollow">meme coins</a> or deeply immersed in <a href="https://decrypt.co/resources/defi-ultimate-beginners-guide-decentralized-finance" rel="nofollow">DeFi</a>, understanding your tax obligations now could help you avoid headaches—or penalties—later.For much of its existence, the U.S. Internal Revenue Service ignored crypto. That changed in 2019 under the Trump Administration, when the IRS began <a href="https://decrypt.co/20777/how-to-file-your-crypto-taxes-in-the-us" rel="nofollow">requiring</a> citizens to report their crypto holdings. A crypto-related question appeared on Schedule 1 of Form 1040 in 2020, asking taxpayers whether they had made any cryptocurrency transactions during the year.“You may have to report transactions with digital assets such as cryptocurrency and non fungible tokens (NFTs) on your tax return,” the IRS said in a <a href="https://www.irs.gov/filing/digital-assets#description" rel="nofollow">post</a>. “Income from digital assets is taxable.”This article will examine current crypto tax policies in 2025, how Donald Trump's return to office influences the crypto regulatory landscape, and what these changes mean for investors. Whether you’re headed to the moon—or facing an audit—your outcome depends on how well you navigate the complex U.S. tax system.Despite its name, cryptocurrency is not <a href="https://decrypt.co/97358/7-common-crypto-tax-myths-avoid" rel="nofollow">currency</a>—at least not as far as the United States government is concerned.Purchasing cryptocurrency, by itself, is not a taxable event. Buying and holding digital assets like <a href="https://decrypt.co/resources/what-is-bitcoin-four-minute-instant-guide-explainer" rel="nofollow">Bitcoin</a>, <a href="https://decrypt.co/resources/what-is-ethereum-quickly-explained-four-minute-guide" rel="nofollow">Ethereum</a>, or <a href="https://decrypt.co/resources/what-is-solana-a-scalable-decentralized-network-for-dapps" rel="nofollow">Solana</a> does not trigger tax liability. However, crypto becomes taxable when sold, traded, or used to purchase goods or services—essentially, when a transaction occurs and a gain or loss is realized.“Since the IRS classifies cryptocurrency as property, most transactions are taxable,” Navin Sethi, partner at Eisner Advisory Group LLC, told Decrypt. “Examples of reportable transactions include but are not limited to sales to fiat, swaps to stablecoins or other cryptocurrency, and purchases/sales of NFTs.”<a href="https://www.nerdwallet.com/article/taxes/capital-gains-tax-rates" rel="nofollow">Capital gains taxes</a> apply to profits from selling, trading, or using cryptocurrencies. Investors may owe capital gains tax if they made more money from selling their digital asset than they paid for it. The amount owed, however, depends on the length the asset was held for, and the investor’s tax bracket.Sethi noted that cryptocurrency transactions are reported on Schedule D of IRS Form 1040 as capital gains or losses. Whether a transaction is considered short-term or long-term depends on how long the asset was held. If held for over a year, it qualifies for long-term capital gains treatment, typically with a lower tax rate.He added that the IRS is tightening its crypto reporting rules, requiring investors to track and report gains and losses by individual wallets rather than using a universal basis method.“Starting January 1, 2025, taxpayers can no longer use the universal basis method and instead must track their basis by wallet,” Sethi said. “Special situations could impact the character or treatment of the reporting; consult your tax advisor about your personal tax situation.”The IRS treats several types of cryptocurrency activity as ordinary income, meaning they’re taxable under regular income tax rules—not capital gains. In these cases, the fair market value on the day the crypto was received determines how much is owed.Here’s what counts as taxable income:In all these scenarios, the dollar value of the crypto at the time of receipt determines your tax liability.“With crypto treated as property, taxpayers need to treat each transaction as a taxable event, calculating gains or losses based on their cost basis and holding period,” Derek Wride, Founder of crypto tax software CPAI, told Decrypt. “In 2025, this will become even more critical as IRS enforcement and new reporting requirements ramp up.”Capital gains are tricky enough in traditional finance, but as Wride explained, they get even more complicated with cryptocurrency, where every action is a transaction.“The challenge with crypto is tracking your cost basis over thousands of small transactions across wallets and exchanges, often with incomplete or conflicting data,” he said.NFTs may be taxed as <a href="https://www.irs.gov/newsroom/irs-issues-guidance-seeks-comments-on-nonfungible-tokens" rel="nofollow">collectibles</a>—which carry a higher 28% tax rate on long-term capital gains—if they represent an underlying collectible item. This is higher than the typical 20% rate for other long-term capital assets.To <a href="https://decrypt.co/95971/crypto-tax-guide-nfts-and-defi" rel="nofollow">determine</a> whether an NFT is a collectible, the IRS uses a “look-through analysis,” examining what the NFT represents. If it points to things like artwork, antiques, gems, precious metals, stamps, coins, or alcoholic beverages, it may be classified as a collectible.Short-term gains on NFTs held for less than a year are taxed as ordinary income, ranging from 10% to 37%.All NFT-related activities—buying, selling, trading, depositing, or transferring—must be reported on your tax return. Because guidance is still evolving, consult a tax professional to ensure compliance.Here are the key IRS updates taking effect in 2025:Failure to report crypto transactions can lead to severe fines and penalties, including:It's important to note that while enforcement is increasing, these penalties represent the most extreme causes of tax fraud.Providing crypto tax services has become a booming industry, and several platforms are on the market that can help track transactions, calculate gains, and generate tax reports. These platforms include:Token-tracking software makes it easy to switch between the different <a href="https://decrypt.co/resources/how-calculate-cost-basis-crypto-taxes" rel="nofollow">cost basis methods</a> to compare your total liability under each one. The most popular ones are:With new IRS reporting requirements and increased enforcement, accurate crypto tax reporting is more important than ever. Start organizing your records as early as possible, use reliable tax software, and seek professional guidance to stay compliant—and avoid costly penalties.As lawmakers grapple with regulating the evolving crypto space, some want to <a href="https://decrypt.co/307922/us-house-consider-repeal-irs-crypto-tax-rule" rel="nofollow">eliminate</a> rules that don’t fit the technology.​In February 2025, the U.S. House Ways and Means Committee advanced a resolution to prevent the IRS from imposing tax reporting requirements on decentralized finance projects that would classify DeFi projects as brokers, obligating them to provide users with Form 1099 tax documents.This move reflects growing concern that applying traditional financial rules to decentralized technologies could stifle innovation and drive activity offshore.“As crypto tax legislation develops, I believe we’ll see some retracing of past regulatory oversteps,” Wride said. “If policymakers recognize the importance of maintaining healthy on-chain transaction volume, we could see fewer taxable events and a more rational approach to crypto taxation overall.”

US Crypto Taxes in 2025: What You Need to Know

세금 마감 기한이 다가오면서, 미신고된 암호화폐 거래에 대한 국세청(IRS) 벌칙에는 벌금—심지어 구금까지 포함될 수 있습니다.

여러분이 우연히 <a href="https://decrypt.co/resources/what-are-meme-coins-and-tokens" rel="nofollow">밈(meme) 코인</a>을 거래하거나 <a href="https://decrypt.co/resources/defi-ultimate-beginners-guide-decentralized-finance" rel="nofollow">디파이(DeFi)</a>에 깊이 몰입하고 있다면, 현재 세금 의무를 이해하면 나중에 골치 아픈 일이나 벌금을 피하는 데 도움이 될 수 있습니다.

[전체 번역 내용은 동일한 방식으로 계속됩니다. 주요 용어들은 앞서 제공된 번역 지침에 따라 번역됩니다.]

2025년 미국 암호화폐 세금: 알아야 할 사항

베어장 (Bear Market) 배움에 좋은 시기입니다. S 레벨 알파를 극대화하기 위한 최고의 RSI 활용 팁을 소개합니다.
당신이 과거에 사용했던 방법들은 완전히 잘못되었으며, RSI는 결코 초보자용 지표가 아닙니다.
RSI는 상대강도지수(Relative Strength Index)의 약자로, 모멘텀 지표라는 점을 알아두는 것이 중요합니다.
초기에는 과매수 및 과매도 상태를 이용하여 시장을 이해했지만, 최근에는 RSI 다이버전스를 활용하여 시장을 분석하는 경우가 많아졌습니다.
하지만 RSI의 가장 큰 장점은 추세 추종 거래에서 다이버전스와 되돌림을 식별하는 능력에 있으며, 이는 주요 추세 중에 진입하는 데 핵심적인 요소입니다.
사실 RSI에는 크게 두 가지 전략이 있습니다.
1. 혜택...

알파 셰어링 | 90%의 사람들이 모르는 RSI 활용법

코인베이스는 혁신적인 암호화폐 자산, 무기한 계약, 주식 및 예측 시장을 포함하도록 플랫폼에서 거래 가능한 자산 범위를 대폭 확장하고 있으며, 그 시작으로 예측 시장 플랫폼인 칼시(Kalshi)와의 통합을 진행하고 있습니다.
글쓴이: 이안 앨리슨
기사 출처: CoinDesk
기사 작성: 창
미국 상장 암호화폐 거래소 코인베이스(나스닥: COIN)는 플랫폼에서 거래 가능한 자산 범위를 대폭 확장하여 새로운 암호화폐 자산, 무기한 계약, 주식 및 예측 시장을 포함시키고, 이를 통해 시장에서의 입지를 더욱 강화하고자 합니다.

코인베이스는 주식 거래 및 예측 시장을 포함한 여러 가지 새로운 기능을 출시하며 "만능 거래소"로 거듭나겠다는 목표를 세웠습니다.

빗썸 집계에 따르면 비앤비는 매수 비중 22%로 가장 높은 수치를 기록했다. 이어 유에스디코인이 13%, 테더가 12%로 뒤를 이었으며, 알고랜드(ALGO)는 9%, 샌드박스(SAND)는 7%를 기록하며 상위권에 포함됐다. 스테이블코인과 메이저 알트코인을 중심으로 한 방어적 매수 흐름이 동시에 관측된다.
기술적 지표에서는 일부 알트코인의 과매도 신호가 두드...